Mortgage Rates

Residential Mortgage Rates

  • Term
  • Straight Rate(1)
  • Special Offer(1)
  • Posted Rate(2)

  • 6 Month Closed

    -

    -

    5.00%

  • 1 Year Closed

    4.94%

    5.19%

    6.24%

  • 2 Year Closed

    4.99%

    5.24%

    6.29%

  • 3 Year Closed

    5.04%

    5.24%

    6.34%

  • 4 Year Closed

    5.09%

    5.34%

    6.39%

  • 5 Year Closed

    5.14%

    5.39%

    6.44%

  • 7 Year Closed

    -

    6.04%

    6.74%

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Variable Rate Closed Mortgage(3)

  • Term
  • Posted Rate

  • 3 Year Closed

    Prime - 0.35%

  • FIR Prime Rate
  • 5.95%

    Fixed Rate Open Mortgage

    • Term
    • Posted Rate

    • 1 Year Open

      7.00%

    Legal

    1. Some conditions apply and rates are discounts off posted Mortgage Rates.
    2. This interest rate is considered FIR's Posted Mortgage Rate.
    3. Interest rates for Closed Variable Mortgage will fluctuate based on FIR's Prime Lending Rate.
    Assuming no additional fees are charged, the Annual Percent Rate (APR) is the same as the interest rate. If additional fees are incurred, the APR increases. Interest rates are posted for information purposes only and are subject to change without notice.