Credential Disclosure and Mutual Funds Disclaimer 

FIR Services Group Inc. acts in partnership with Aviso Wealth Inc. and its related companies to provide you with access to a comprehensive line of investments. We're here to help. We've got plans, tools and expert advice so you can end up with more money now – and for years to come.

Mutual Funds and related financial planning services are offered through Credential Asset Management Inc. Online brokerage services are offered through Qtrade Investor. Mutual funds, other securities and securities related financial planning services are offered through Credential Securities. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. Qtrade Guided Portfolios is a trade name of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.

Using borrowed money to finance the purchase of securities involves greater risk than purchasing using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

Credential Financial Strategies Inc. offers life insurance and investments to members of credit unions and their communities. Your insurance contract will provide details of the coverage available under the plan you choose.  Restrictions may apply.

Credential and Credential Securities are registered marks owned by Aviso Wealth Inc. and are used under licence.